U.S. business debt entered 2026 under sustained pressure, not a single crisis moment. The Kaplan Group analyzed key economic signals to show how tighter credit, higher‑for‑longer interest costs, and tariff‑driven price shocks are reshaping the risk landscape for American companies. Our full State of U.S. Business Debt 2026 report provides detailed findings and charts. Key … Read more
Failed SaaS subscription payments have emerged as a critical challenge for software companies, directly influencing cash flow, customer retention, and long-term business health. Payment failures and involuntary churn account for as much as 40% of lost subscribers and significant annual revenue leakage. Understanding why recurring payments fail, and tracking their impact, is essential for any … Read more
Medical debt has become one of the most pervasive financial burdens facing American households, affecting more than one-third of all families nationwide. A new report by The Kaplan Group examines the national medical debt crisis through comprehensive state-level data, revealing significant geographic disparities and establishing connections between consumer medical debt, and serious payment delinquencies. Key … Read more
On September 28, 2024 Governor Newsom signed SB 988, the Freelance Worker Protection Act, and its key provisions became law on January 1, 2025. The FWPA creates baseline contract and payment protections for many freelancers and small one-person contracting entities, and it gives freelancers tools to enforce those rights. Who’s covered The law defines a … Read more
International tourism to the United States experienced a significant contraction in July 2025, with total losses of 624,404 visitors representing an 8.9% year-over-year decline. The downturn generated an estimated $2.62 billion in lost spending. A new report by The Kaplan Group analyzed how tourism-dependent cities are facing elevated foreclosure risk due to a decline in … Read more
The B2B payment landscape in 2025 reveals a crisis of unprecedented proportions. More than half of all business-to-business invoiced sales in America are overdue, creating a ripple effect that touches every aspect of commercial operations—from cash flow and growth plans to supplier relationships and operational efficiency. The Payment Delay Crisis Current data reveals that late … Read more
The 2025 commercial real estate landscape is at a turning point, with surging loan maturities, rising delinquency rates, and record office vacancies putting pressure on lenders and property owners alike. A new report by The Kaplan Group offers a clear, data-driven snapshot of the market’s health and its biggest challenges. Key Takeaways CRE Delinquency Rates … Read more
Foreclosure activity is climbing steadily in 2025. This statistical roundup covers national trends, state-by-state breakdowns, and commercial real estate distress patterns that matter most to debt collection professionals. National Foreclosure Overview Foreclosure Starts Statistics Bank Repossessions (REO) Activity State-Level Foreclosure Rates Top States by Foreclosure Volume Repossessions Volume by State Metropolitan Area Statistics Foreclosure Timeline … Read more
Entrepreneurship is having a moment in 2025. More people are filing, more regions are heating up, and founders look more diverse than ever. But the story isn’t all hype. Cash flow is still the make-or-break, hiring is tough, and debt is a real weight for many small firms. This statistics roundup pulls together the numbers … Read more
A new report by The Kaplan Group analyzed consumer and small business stress-related searches through 2025. Credit counseling and debt management searches have risen significantly over the past year, while payday loan and debt consolidation searches have declined from prior peaks. Key Takeaways Stress-Related Search Volume Recent shifts in search behavior reveal where demand for … Read more
Small businesses remain the heart of the U.S. economy in 2025. This statistics roundup compiles the latest government and industry data to provide a clear snapshot of how America’s 36 million small firms are performing. A small business is an independently owned and operated company that employs fewer than 500 people or generates annual revenue … Read more
The commercial real estate market in 2025 presents a complex landscape of recovery, distress, and transformation. While certain sectors like multifamily, retail, and industrial properties show resilience, the office market continues to grapple with unprecedented challenges from hybrid work adoption and elevated vacancy rates. This comprehensive statistical overview examines key trends across commercial and office … Read more
A new study by The Kaplan Group presents its 2025 analysis of office building data in major US financial districts, building on findings from its 2024 edition to reveal how market risks have evolved over the past year. By comparing changes in liquidity, vacancy, and growth across cities, this updated report identifies districts most at … Read more
America’s real viral trend is entrepreneurship. New business formations are reaching an all-time high across the country. A new study by The Kaplan Group breaks down where this surge is happening and highlights which states have low rates of business bankruptcy. It’s not just about where businesses are starting up, but also where they’re proving … Read more
A new Kaplan Group report reveals that more than 646,000 tech jobs were cut from 2022 to 2025, yet 78% of major public tech companies making these cuts remained financially strong—pointing to strategic decisions. This wave of layoffs is reshaping collections risk and business relationships across the tech sector, with California alone accounting for 37% … Read more
By expanding tax breaks, streamlining regulations, and boosting incentives for investment, the Big Beautiful Bill is expected to drive a surge in demand for business loans. A new report by The Kaplan Group highlights which states offer the best opportunities for lenders. Opportunity scoring uses official government data to rank each state by its potential … Read more
Key Insights A new study by The Kaplan Group analyzes office vacancy trends and the number of apartments that could be built if all empty offices were turned into homes across 91 major U.S. cities. As remote and hybrid work reshape the commercial real estate landscape, office vacancy rates have continued to climb, leaving millions … Read more
Key Findings A new report by The Kaplan Group analyzes the debt and financial health of 46 leading SaaS companies using data extracted from SEC filings, spanning 138 records from 2022 to 2025. The analysis reveals significant industry-wide deleveraging trends (e.g., reducing debt). The industry has moved from negative profitability in 2022–2023 to positive returns … Read more
Key Findings from the Study Household debt has become an increasingly urgent financial issue in the United States, especially as different age groups experience vastly different borrowing behaviors and repayment risks. An exclusive new study from The Kaplan Group reveals that seniors over age 70 have increased their total debt by 36.2% over the past … Read more
Key Findings from the Study Tax-related fraud has become a growing concern in recent years, with reports increasing dramatically since 2020. An exclusive new study by The Kaplan Group reveals that Americans lost more than $5.7 million to tax-related scams in the first few months of 2025 alone. The Kaplan Group analyzed 1,384 scam reports … Read more
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