AI has moved from an experiment to the defining operational shift in debt collection. Just two years ago, fewer than half of agencies had AI plans of any kind. Today, that number has inverted. A new report by The Kaplan Group draws from the most recent data to assess where AI stands in 2026 and … Read more
Wage‑and‑hour violations are happening less often, but they are costing companies much more. A new report by The Kaplan Group looks at federal data on low‑wage, high‑violation industries from Fiscal Year 2013 to 2025. It shows that the number of cases has gone down in the last five years. At the same time, the average … Read more
Marketing and advertising agencies don’t just feel late payments on their own books. When large clients take months to pay, that debt pressure trickles down to the freelancers and contractors who do a growing share of the work. A new report by The Kaplan Group looks at how extended payment terms for agencies combine with … Read more
Business bankruptcy filings in the U.S. have surpassed pre-pandemic levels. After bottoming out at 13,481 filings in 2022, annual business bankruptcies climbed to 24,737 by 2025. A new report by The Kaplan Group analyzes federal judiciary data from 2019 through 2025 to map where commercial bankruptcies are rising fastest. Key Takeaways National business bankruptcy trends … Read more
In 2025, U.S. goods trade expanded in both directions, with exports and imports growing compared with 2024, but imports rising more than exports. The annual goods deficit is slightly wider than the year before. A new report by The Kaplan Group examines when this shift happened, and which partners and product groups drove it. Key … Read more
Small businesses rarely fail because they lack ideas; they fail because they run out of cash. The Kaplan Group compiles 51 up‑to‑date data points on how often owners are juggling late customer payments, rising costs, and expensive debt just to keep the lights on. These numbers highlight the financial pressure points that can quickly turn … Read more
What happens when 12.8M green card holders can’t get SBA loans? The Small Business Administration has issued new rules that shut lawful permanent residents out of its main small‑business loan programs, even if they own just 1% of a company. That shift could pull billions of dollars in affordable credit away from immigrant‑owned and mixed‑ownership … Read more
A new report by The Kaplan Group shows that temp help employment more than doubled between 1990 and its March 2022 peak, yet has since fallen by nearly one‑quarter. At the same time, online interest in “staffing agencies” and “temp work” is higher than ever, signaling curiosity and concern that don’t fully align with actual … Read more
The U.S. manufacturing landscape entering 2026 is defined by mounting financial strain and rising credit risk. Balance sheets are weakening, bankruptcy activity is climbing, and many producers are increasingly dependent on debt just as trade tariffs and higher input costs squeeze margins. Together, these pressures are fueling longer payment terms, more frequent delinquencies, and a … Read more
America’s small business landscape is under pressure from higher interest rates and tighter credit—but not all states are feeling it the same way. A new report from The Kaplan Group ranks all 50 states on small business health using a blend of credit fundamentals and early stress signals, revealing where small firms look most resilient … Read more
U.S. “office” construction is no longer just about cubicles and corner suites. It has split into two very different stories: a shrinking market for traditional offices and a fast‑growing, infrastructure‑heavy buildout of data centers. A new report by The Kaplan Group offers a data-driven snapshot of this transformation, highlighting rapid data center growth, as artificial … Read more
U.S. business debt entered 2026 under sustained pressure, not a single crisis moment. The Kaplan Group analyzed key economic signals to show how tighter credit, higher‑for‑longer interest costs, and tariff‑driven price shocks are reshaping the risk landscape for American companies. Our full State of U.S. Business Debt 2026 report provides detailed findings and charts. Key … Read more
On September 28, 2024 Governor Newsom signed SB 988, the Freelance Worker Protection Act, and its key provisions became law on January 1, 2025. The FWPA creates baseline contract and payment protections for many freelancers and small one-person contracting entities, and it gives freelancers tools to enforce those rights. Who’s covered The law defines a … Read more
International tourism to the United States experienced a significant contraction in July 2025, with total losses of 624,404 visitors representing an 8.9% year-over-year decline. The downturn generated an estimated $2.62 billion in lost spending. A new report by The Kaplan Group analyzed how tourism-dependent cities are facing elevated foreclosure risk due to a decline in … Read more
The B2B payment landscape in 2025 reveals a crisis of unprecedented proportions. More than half of all business-to-business invoiced sales in America are overdue, creating a ripple effect that touches every aspect of commercial operations—from cash flow and growth plans to supplier relationships and operational efficiency. The Payment Delay Crisis Current data reveals that late … Read more
The 2025 commercial real estate landscape is at a turning point, with surging loan maturities, rising delinquency rates, and record office vacancies putting pressure on lenders and property owners alike. A new report by The Kaplan Group offers a clear, data-driven snapshot of the market’s health and its biggest challenges. Key Takeaways CRE Delinquency Rates … Read more
Entrepreneurship is having a moment in 2025. More people are filing, more regions are heating up, and founders look more diverse than ever. But the story isn’t all hype. Cash flow is still the make-or-break, hiring is tough, and debt is a real weight for many small firms. This statistics roundup pulls together the numbers … Read more
Small businesses remain the heart of the U.S. economy in 2025. This statistics roundup compiles the latest government and industry data to provide a clear snapshot of how America’s 36 million small firms are performing. A small business is an independently owned and operated company that employs fewer than 500 people or generates annual revenue … Read more
The commercial real estate market in 2025 presents a complex landscape of recovery, distress, and transformation. While certain sectors like multifamily, retail, and industrial properties show resilience, the office market continues to grapple with unprecedented challenges from hybrid work adoption and elevated vacancy rates. This comprehensive statistical overview examines key trends across commercial and office … Read more
A new study by The Kaplan Group presents its 2025 analysis of office building data in major US financial districts, building on findings from its 2024 edition to reveal how market risks have evolved over the past year. By comparing changes in liquidity, vacancy, and growth across cities, this updated report identifies districts most at … Read more
